eHOPE Plan

Health Option Plan for Employees

- Participating Employer ID

eHOPEsm is a comprehensive, multi-disciplinary and integrated health care strategy designed to reverse the tide of rising health care costs for employees and Employers. By understanding insurance companies and how they price risks, the innovative design of The eHOPE Plansm provides employees more comprehensive benefits, with less out-of-pocket risk while reducing costs by 15-40% for both Employers and employees. eHOPEsm utilizes IBG's proprietary design and funding model which reduces future year rate increases- thus providing improved rate stability and predictability year after year.  The eHOPE Plansm incorporates a specially structured fully insured major medical insurance policy with additional insurance from a second insurance company to insure the employees' deductibles and co-insurance.  This comprehensive plan also provides -

  • Health, Wellness and  Prevention Program
  • Health Assessment Report
  • Disease & Chronic Condition Management
  • Smartphone Accessibility & Monitoring
  • 24 Hour Telephone Access to Physicians and Nurses
  • Personal Health Care Advocate
  • Annual Biometric Blood Test
  • Personalized 30+ page Health Plan
  • Online Medical Record Storage
  • Medical Service/Bill Negotiation Service

Recent News

June 12, 2013

Association Coverage Affected by ACA
The American Veterinary Medical Association announced earlier this year it would be ending its medical coverage for its 17,500 association members and their dependents on Dec. 31, 2013, bringing to light the issue of association coverage and how association plans could be affected by the Affordable Care Act. Read More

February 27, 2013

The Obamacare Calculator
Jay Jensen of Insight Benefits Group was featured in a podcast for Employee Benefit Advisor explaining how his new tool can help companies become more aware of the financial implications of PPACA. Read More

January 31, 2013

A Look Ahead Into How Healthcare Reform Will Impact the Insurance Industry
Jay A. Jensen of Insight Benefits Group joined a panel of featured speakers on a National Underwriter Life & Health Webcast which was held January 31, 2013. Read More

September 17, 2012

Insight Benefits Group Represented at Las Vegas Healthcare Consumerism Conference. Read More

November 8, 2011

Thatcher's Town Council unanimously votes to adopt the VAULT Plan for all Town Employees.

October 24th, 2011

STL, headquartered in Bloomington, IL elected to implement the VAULT Plan to enhance employee benefits while lowering overall costs.


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